2025

Secure Open Finance Platform - Apple Pay Wallet Connected Cards & Pay w/Rewards

Entrant

Category

Innovation in Technology - Financial Technology (FinTech)

Client's Name

Country / Region

United States

Everything we do at Discover is with the customer in mind, and we want to ensure every customer interaction is positive, seamless, and most importantly, secure. Open Finance technology platform is designed and built with the same vision. It is one of the innovative internet accessible technology platform built to support Open Finance and Open banking data-in and data-out use cases across financial services including but not limited to Digital Wallet, Fintech companies and other financial service partners.

The platform is built in mind to provide permission-based, customer data sharing technology capability to our internal and external product partners. In major technology innovation and product delivery area, the most important integration was delivering experience in Apple Pay Digital wallet. This was Apple's first open banking integration with any bank in the United States.

Vijay served as expert engineer and architect of the innovative Open Banking platform and Apple Pay integration of Connected Card and Pay with Rewards for millions of Discover Card holders.

Credits

 
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Nature's Cleansing Harmony

Entrant

Shanghai Songgui Industrial Co., Ltd

Category

Innovation in Design - Packaging Design

Country / Region

China

 
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Lechi Zhang: Fintech Innovator for Small Businesses

Entrant

Lechi Zhang

Category

Innovation in Technology - Financial Technology (FinTech)

Country / Region

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Entrant

SINOWAY HOLDINGS LIMITED

Category

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Country / Region

China

 
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Entrant

Sichuan Baste Technology Co., Ltd.

Category

Innovation in Technology - Medical Technology

Country / Region

China