2025

Secure Open Finance Platform - Apple Pay Wallet Connected Cards & Pay w/Rewards

Entrant

Category

Innovation in Technology - Financial Technology (FinTech)

Client's Name

Country / Region

United States

Everything we do at Discover is with the customer in mind, and we want to ensure every customer interaction is positive, seamless, and most importantly, secure. Open Finance technology platform is designed and built with the same vision. It is one of the innovative internet accessible technology platform built to support Open Finance and Open banking data-in and data-out use cases across financial services including but not limited to Digital Wallet, Fintech companies and other financial service partners.

The platform is built in mind to provide permission-based, customer data sharing technology capability to our internal and external product partners. In major technology innovation and product delivery area, the most important integration was delivering experience in Apple Pay Digital wallet. This was Apple's first open banking integration with any bank in the United States.

Vijay served as expert engineer and architect of the innovative Open Banking platform and Apple Pay integration of Connected Card and Pay with Rewards for millions of Discover Card holders.

Credits

 
2025
Transforming Ad Campaign Transparency with Ad Diagnostics Tool

Entrant

Akshay Nagpal

Category

Innovation in Technology - Advertising Technology (AdTech)

Country / Region

United States

 
2025
 Rising High with Zongzi

Entrant

Ideart (Guangzhou) Media Technology Co.,Ltd

Category

Innovation in Design - Packaging Design

Country / Region

China

 
2025
TechHerAI: AI-Driven Tools to Empower Women in Tech

Entrant

Kuan Lu, Chuanrui Li, Jiazhao Shi, and Donghui Zhang

Category

Innovation in Technology - Best Artificial Intelligence Technology Innovation

Country / Region

United States

 
2025
Zero-Touch Search: Automating Full Stack Deployment with Serverless DevOps

Entrant

SACHIN VIGHE

Category

Innovation in Technology - DevOps Technology

Country / Region

United States