2025
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Everything we do at Discover is with the customer in mind, and we want to ensure every customer interaction is positive, seamless, and most importantly, secure. Open Finance technology platform is designed and built with the same vision. It is one of the innovative internet accessible technology platform built to support Open Finance and Open banking data-in and data-out use cases across financial services including but not limited to Digital Wallet, Fintech companies and other financial service partners.
The platform is built in mind to provide permission-based, customer data sharing technology capability to our internal and external product partners. In major technology innovation and product delivery area, the most important integration was delivering experience in Apple Pay Digital wallet. This was Apple's first open banking integration with any bank in the United States.
Vijay served as expert engineer and architect of the innovative Open Banking platform and Apple Pay integration of Connected Card and Pay with Rewards for millions of Discover Card holders.
Credits
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Innovation in Technology - Cyber Security Technology
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United States
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Sruthi Erra Hareram
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Innovation in Technology - Big Data Technology
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Canada
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LightUp Life Co., Ltd.
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Innovation in Campaign - Event Campaign
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Taiwan
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Jing Peng, Synthesis School Inc
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Innovation in Services and Solutions - E-Learning
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United States