2025

Secure Open Finance Platform - Apple Pay Wallet Connected Cards & Pay w/Rewards

Entrant

Category

Innovation in Technology - Financial Technology (FinTech)

Client's Name

Country / Region

United States

Everything we do at Discover is with the customer in mind, and we want to ensure every customer interaction is positive, seamless, and most importantly, secure. Open Finance technology platform is designed and built with the same vision. It is one of the innovative internet accessible technology platform built to support Open Finance and Open banking data-in and data-out use cases across financial services including but not limited to Digital Wallet, Fintech companies and other financial service partners.

The platform is built in mind to provide permission-based, customer data sharing technology capability to our internal and external product partners. In major technology innovation and product delivery area, the most important integration was delivering experience in Apple Pay Digital wallet. This was Apple's first open banking integration with any bank in the United States.

Vijay served as expert engineer and architect of the innovative Open Banking platform and Apple Pay integration of Connected Card and Pay with Rewards for millions of Discover Card holders.

Credits

 
2025
ReconTool

Entrant

Indravadan Patel

Category

Innovation in Technology - Software Technology

Country / Region

United States

 
2025
Integrated processing system for building materials

Entrant

Tianjin Beishi New Building Materials Co., Ltd.

Category

Innovation in Technology - Building Technology

Country / Region

China

 
2025
2025 Taipei 101 New Year's Eve Light and Projection Show Event

Entrant

HEXOGON TAIWAN LIMITED

Category

Innovation in Campaign - Event Campaign

Country / Region

Taiwan

 
2025
Pioneering AI Agent Orchestration for Enterprise Automation

Entrant

Vidyasagar Reddy Parlapalli

Category

Innovation in Technology - Artificial Intelligence (AI)

Country / Region

United States